FAQ & Glossary
FAQ
What is AERA Finance, in one sentence?
An AI agent that manages a portfolio of tokenized real stocks and on-chain yield on your behalf, automatically rebalancing within limits you set, and explaining every action in plain language.
Does AERA ever hold or control my funds directly?
No. Your funds stay in a smart contract vault that only you can withdraw from. AERA's agent has a narrow, specific permission to execute rebalances within rules you've already agreed to — it cannot take custody, exceed your limits, or move funds anywhere outside the approved process.
Could the agent do something I didn't authorize?
No — not because we're asking you to trust its judgment, but because every proposed action is checked against hard, on-chain rules (an approved asset list, a maximum trade size, a slippage limit, and a trade-frequency cap) before it's allowed to execute. If a proposed action fails any of these checks, it simply doesn't happen, regardless of the agent's own reasoning.
What happens if the agent tries something unusual, even if it's technically allowed?
A separate safety system (the circuit breaker) checks whether a proposed action is a significant outlier compared to the agent's own past behavior — in size, frequency, or the specific asset involved. If so, the system pauses and holds the action for manual human review instead of letting it execute automatically.
Can I get my money out whenever I want?
Yes, always. You can withdraw your funds, or revoke the agent's access to your vault entirely, at any time — no approval process, no waiting period.
Is using AERA the same as getting investment advice? Is it regulated?
AERA is built so that you define your own rules and boundaries, and the agent simply executes within them mechanically, rather than making independent, discretionary judgments about your money. This structure is intended to sit outside typical investment-advisory regulation, but we're having this confirmed by securities counsel rather than assuming it ourselves — and we'll update this answer once that review is complete.
What exactly is a "Stock Token"?
A token, issued by Robinhood on Robinhood Chain, that represents economic exposure to a real underlying stock or ETF. It behaves like a normal crypto token (it can sit in a wallet, be transferred, and be used in on-chain products) but its value is tied to a real security, not a purely crypto-native asset.
Does AERA guarantee I'll make money, or at least not lose money?
No, and be wary of anything that claims otherwise. AERA's rules and constraints control *how* the agent is allowed to act — not whether the underlying market moves in your favor. Like any investment, there is a real risk of loss.
Glossary
The smart contract holding your deposited funds. You retain full control and full withdrawal rights at all times; it is not held or controlled by AERA the company.
The narrow, specific permission granted to AERA's agent on your vault, allowing it to call a constrained rebalancing function — and nothing more.
An action that adjusts your portfolio's mix of holdings to better match the target allocation and rules you set, in response to price movement or changing market conditions.
A token issued on Robinhood Chain representing economic exposure to a real underlying stock or ETF.
A safety mechanism that pauses execution and requires manual review when a proposed action is a significant outlier compared to past behavior, even if it technically passes the standard hard constraints.
A hard rule, enforced directly by the smart contract (not merely suggested to the agent), that limits what the manager role is able to do — for example, a maximum trade size or an approved asset list.
The total value of the funds AERA is actively managing on your behalf; used as the basis for calculating AERA's management fee.
The difference between the expected price of a trade and the actual price it executes at, typically caused by limited available liquidity at the moment of the trade. AERA enforces a maximum slippage tolerance you set, blocking trades that would exceed it.